How We Collect and Use Personal and Anonymous Data
When you access the Site, register for any associated products and/or services, or opt-in to receive newsletters and other communications from us, we may collect Personal Data and Anonymous Data from you. We may also collect Personal Data and Anonymous Data when you send us information or communications.
“Personal Data” means data that allows someone to identify or contact you, including, for example, and without limitation:
- your name;
- your Internet Protocol (IP) address;
- your physical address (address, state/province, ZIP/postal code, country);
- your electronic mail (email) address;
- your phone number;
- your account name; and
- your geographic location or geolocation.
Personal Data may be used for the purposes of recording the transaction when you access the Site, or when you use any of the associated products and/or services being made available to you through the Site. kloverpoint does not knowingly collect any sensitive personal data or any data defined under special categories of the applicable law(s).
We may also use Personal Data for the following purposes:
- to fulfill your requests to access the Site, your Site account, and to access and use any associated product(s) and/or service(s);
- for use in internal business analytics;
- to prevent fraud;
- to send you information about your Site account, technical notices, updates, security alerts, and support and administrative messages;
- to engage with third-party service providers so that you can access and use the Site, your Site account, and any associated product(s) and/or service(s);
- to respond to your communications with kloverpoint;
- to communicate with you about products and services offered by kloverpoint and its selected partners;
- to contact you to resolve problems that you may encounter with the Site, your Site account, and any associated product(s) and/or service(s); and
- to periodically conduct product and market research regarding your use of (i) the Site; (ii) any associated product(s) and/or service(s) that are being made available to you through the Site; and/or (iii) any associated product(s) and/or service(s) that are being made available to you through any of our affiliated companies.
“Anonymous Data” refers to data about you that is not associated with or linked to your Personal Data. Anonymous Data does not permit the identification of individual persons. If and when we use a third-party technical support provider, third-party hosting or technology provider, or third-party payment processing providing, we ensure that the same privacy criteria as defined herein with respect to Anonymous Data are in place with such merchant. We do not (knowingly) collect personal information from persons under the age of (18) eighteen.
To make the Site more useful to you, our servers (which may be hosted by a third-party service provider) may collect Personal Data or Anonymous Data from you such as browser type, operating system, Internet Protocol (IP) address, domain name, Site usage and statistics, and/or a date/time stamp of your visit to the Site. We may also use cookies and navigational data like Uniform Resource Locators (URL) and referring URLs to gather information regarding the date and time of your visit. We may also use Personal Data and Anonymous Data for market research purposes and to improve our services and the Site.
We may share Anonymous Data with selected third parties and business partners, however, we will not share any Anonymous Data if such information is, contains, or will be linked to your Personal Data, unless we have given you notice, as described in this Privacy Policy, and you have given us authorization to do so. kloverpoint will use Personal Data and IP addresses to identify users of the Site if and when we feel it is necessary to enforce compliance with the Site’s policies or to protect our products and services, the Site, or other users of the Site and/or products or services.
We offer you choices regarding the collection, use, and sharing of your Personal Data. We will periodically send you newsletters and emails that directly promote the use of the Site and any associated product(s) and/or service(s), or other third-party products and/or services. When you receive newsletters or promotional communications from us, you may indicate a preference to stop receiving further communications from us and you will have the opportunity to “opt-out” by following the unsubscribe instructions provided in the email you receive, or by contacting us directly (please see contact information below). Should you decide to opt-out of receiving future mailings from us, you may continue to receive future mailings from third parties that you have requested to receive information from. If you do not wish to receive future communications from third-party providers, you should notify them directly of your choice regarding their use of your Personal Data. To opt-out of having future third-party marketing communications sent to you, you will be required to unsubscribe with the applicable third-party providers. Despite your request to no longer receive future newsletters or promotional and marketing communications from kloverpoint, we reserve the right to continue to send you notices of any updates to the Site, our products and services, our Terms of Use, and our Privacy Policy.